- ZOOVI.CON-SERV

Welcome to Zoovi Consultancy Services—where impact meets insight. With 15+ years of expertise in Finance, Banking, Debt Collections, we craft tailored financial solutions and smart comparisons. Our blog blends strategic consultancy, social partnerships, and financial freedom.Guided by purpose, we inspire growth, unity, and transformation—empowering lives and uplifting communities. We are a TEAM of highly energetic and result oriented Entrepreneur coming together to help you achieve your goals.

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Monday, November 10, 2025

Rich vs Poor Mindset | Build Time, Not Just Income

💭 Rich vs Poor Mindset: What Are You Really Investing In?

Wealth isn’t just about money—it’s about how you use your time, energy, and attention. The image above breaks it down beautifully:

  • 💰 Rich people buy time | ⏳ Poor people sell time
  • 📱 Rich people sell distractions | 🎮 Poor people buy entertainment
  • 🎓 Rich people buy skills | 🛋️ Poor people invest in comfort
  • 📈 Rich people invest in growth | 💤 Poor people invest in comfort
  • 🗓️ Rich people plan for the future | 🕒 Poor people live for the moment

📘 Fictional Story: The Stopwatch and the Suit

In a quiet town, two neighbors lived side by side—Mr. Rafiq, a retired banker in a crisp suit, and Arjun, a young man with a stopwatch always dangling from his wrist.

Arjun often complained, “I’m always running out of time. I wish I had more money.”

Mr. Rafiq smiled and replied, “You don’t need more money. You need to stop selling your time for comfort.”

One day, Mr. Rafiq invited Arjun to help him digitize his old financial journals. Arjun hesitated—it wasn’t paid work. But he agreed.

Weeks passed. Arjun learned how to manage spreadsheets, analyze trends, and even pitch ideas. Eventually, Mr. Rafiq introduced him to a fintech startup looking for remote analysts.

Arjun got the job.

He later told Mr. Rafiq, “I stopped chasing comfort and started building skills. That stopwatch? It doesn’t control me anymore.”

📖 Real-Life Reflection: The Day I Chose Growth Over Comfort

Years ago, I was offered a chance to lead a training session for a telecom client. It meant longer hours, tougher KPIs, and zero comfort. But I said yes. Why? Because I saw it as a chance to grow.

One evening, a colleague asked, “Why do you push so hard?” I replied, “Because I’m not just working—I’m building.” That mindset helped me transition from employee to founder, and eventually to author and mentor.

Growth isn’t convenient. But it’s always worth it.

💼 Zoovi’s Fintech Opportunity: Work From Home, Build Your Future

We’re excited to share a work-from-home opportunity with a trusted fintech company. You’ll work remotely, contribute meaningfully, and grow professionally—all from your home.

  • ✅ Flexible hours
  • ✅ Remote onboarding
  • ✅ Skill-based growth

👉 Click here to apply

🔐 Mandatory Background Verification (Refundable)

Since this role is linked to the banking sector, a third-party background check is required to ensure safety and transparency.

🔔 REFUND AMOUNT: ₹1000 AFTER SUCCESSFUL VERIFICATION AND JOINING THE COMPANY

This step protects both you and the organization from fraud and builds trust from day one.

📲 Stay Updated: Join Our WhatsApp Group

Want instant alerts about new work-from-home jobs and Zoovi campaigns?

👉 Join our WhatsApp group now

🧠 Activity: Reflect & Respond

Think about your last big decision—did you choose growth or comfort? Share your story in the comments. Let’s inspire each other to build, not just survive.

🍽️ Food for Thought by Prof. Yazdi

"Time is the only currency that appreciates when invested in growth. Comfort spends it. Growth multiplies it." – Prof. Yazdi

🌐 Frequently Asked Questions About ZOOVI & MD Saleheen Akhtar

👤 Who is MD Saleheen Akhtar?

MD Saleheen Akhtar is a visionary Business Consultant, Author, and Founder of ZOOVI. With 15+ years of experience across healthcare KPOs, debt collection, insurance, and manufacturing, he empowers startups, SMEs, and underserved communities through fintech outreach, remote hiring, and digital transformation.

He is a Level 7 Local Guide on Google Maps, helping small businesses grow through authentic, positive reviews that boost visibility and market trust.

As a published author, his books—including My First Job (available on Amazon)—offer real-world insights on marketing, human behavior, and relationships, especially for those struggling with confidence and clarity.

MD is also a passionate advocate and volunteer for the Cystic Fibrosis Foundation USA, raising awareness and contributing to fundraising efforts that support research, treatment, and hope for those affected by this life-threatening condition. His global outreach reflects a deep commitment to health equity and compassion-driven leadership.

💼 What is ZOOVI?

ZOOVI is a futuristic consultancy brand offering business guidance, financial consulting, and personal valuation insights. It’s a movement committed to empowering lives, inspiring dreams, and uplifting communities.

🌟 What Makes ZOOVI Unique?

      
  • Zoovi Car Rental: Vintage luxury cars for royal celebrations.
  •   
  • Zoovi Lappy: Student laptop rental program launched with Mrs. Naaz Parveen.
  •   
  • Spiritual Leadership: Inspired by Sufi Sajid Ajmeri—“Love for All, Hate for None.”
  •   
  • Daawat-e-Fikr: Platform for Sufi mysticism and inner peace.
  •   
  • Women’s Empowerment: Work-from-home initiatives breaking taboos in conservative communities.
  •   
  • Fintech Collaborations: PayNearby, GROMO, InvestKraft, Turtlemint Pro—aligned with Digital India, Make in India, and Atmanirbhar Bharat.

📊 What Services Does ZOOVI Provide?

      
  • 💸 Fintech outreach & digital onboarding
  •   
  • 👩‍💻 Remote hiring systems (training, SOPs)
  •   
  • ⚙️ SEO content strategy, automation, and process optimization

🤝 How Does ZOOVI Support Financial Inclusion?

ZOOVI connects communities to government schemes like PMMY, PMSBY, and APY, helping rural entrepreneurs access credit, insurance, and savings programs.

👥 Who Can Benefit from ZOOVI?

      
  • Startups & SMEs
  •   
  • NGOs & fintech firms
  •   
  • Students & rural professionals
  •   
  • Women seeking remote work opportunities
  •   
  • Entrepreneurs building dream projects

🔗 How to Connect with MD Saleheen Akhtar & ZOOVI

🧠 ZOOVI: Building a Legacy

      
  • Memories Made Royal: Vintage car rentals
  •   
  • Empowering Education: Laptop programs
  •   
  • Guided by Wisdom: Mentorship of Sufi Sajid Ajmeri
  •   
  • Partnerships for Change: Collaboration with leaders & NGOs
  •   
  • Holistic Impact: Combining spiritual, educational & social upliftment

📣 Transforming Strugglers into Achievers

At ZOOVI, we don’t just create systems—we create business opportunities. We uplift, empower, and guide individuals toward financial stability and purpose-driven success. And as MD Saleheen Akhtar always says—“None of this would be possible without the grace of the Almighty.”

Cover - My First Job by Md Saleheen Akhtar
FOR FRESHERS · CAREER HANDBOOK
By Md Saleheen Akhtar ·— Author, Fund Raiser CFF -USA, Researcher on Human Behaviour & Mind Manipulation &  Business Consultant · Founder, Zoovi Con-serv



📘 My First Job — A Beginner’s Guide to Thriving in Your First Company

Practical scripts · 30–90 day plans · customer-support call flows · mindset shifts

Hook: Start your first job like a pro — not by chance. Learn the exact scripts, routines and mental hacks that turn anxious freshers into confident performers within 30 days. (Real workplace-tested strategies.)

Actionable scripts 30–90 Day Plans Customer call-flow templates Stress-busters & journal
Kindle price, formats and availability vary by region. Available worldwide on Amazon Kindle & Gumroad.
What you'll get:
  • Real-life call scripts & 4 standard call-flow templates.
  • 30-day & 90-day success plans to map growth quickly.
  • Quick checklists for ethics, emails and stress management.
  • Bonus: Customer temperament quiz + First-Job Journal templates.
Perfect for fresh graduates, entry-level customer service staff, trainees and early-career professionals.
Includes appendices: 20+ ready scripts
Practical — not theoretical
Built from industry training experience
Immediate, daily actions you can apply

🤝 My Fintech Affiliations & Collaborations

Empowering individuals and businesses through trusted fintech partnerships.


GROMO – Digital Financial Products

Partnering with GROMO, a next-gen financial platform enabling distribution of 100+ financial products — insurance, loans, credit cards, and more.


Turtlemint Pro – Insurance Advisory Tech

Collaborating with Turtlemint Pro, a leading multi-insurer platform offering free training, real-time dashboards, and personalized advisor tools.


InvestKraft – End-to-End Financial Solutions

Partnering with InvestKraft, a digital fintech ecosystem for investments, loans, and insurance products, driving accessible financial inclusion.


Google Maps – Local Guide Contributor

Contributing as a Google Maps Local Guide to help communities discover verified places, honest reviews, and local gems that matter.

*Affiliate & collaboration links — I may receive a commission at no extra cost to you. These partnerships help empower financial awareness and opportunities.*

Google Maps – Local Guide Contributor

Proud to contribute as a Google Maps Local Guide, sharing real reviews, photos, and insights to help communities explore smarter and support local businesses.

🛒 Support My Work – Affiliate Links

Disclosure: Some of the links below are affiliate links. This means I may earn a small commission if you purchase through them, at no extra cost to you. This helps me continue creating free content and resources for job seekers and professionals. Thank you for your support 🙏.

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BOOK PROMO

Winning Corporate Mind | Behavioral Blueprint for Future Leaders

🚀 Winning Corporate Mind

Behavioral Blueprint for Future Leaders

Step into the future of leadership with Winning Corporate Mind—a guide designed for freshers, team navigators, and legacy builders who dare to lead with purpose.

Drawing from psychology, real-world case studies, and years of insight, this book reveals:

  • ⚡ Behavioral strategies that accelerate career growth and influence
  • 🧠 Mindset shifts for thriving in high-pressure environments
  • 🤝 Leadership habits that foster trust, innovation, and long-term impact
  • 🗣️ Communication techniques that build credibility and connection
  • 🌱 Legacy-building principles for those who aim to leave a mark

“In the corporate jungle, survival is instinct. But legacy? That’s behavioral design.” — Prof. Yazdi

📘 Grab Your Copy on Amazon

🔗 Explore the Blogger Feature

Cover - My First Job by Md Saleheen Akhtar
FOR FRESHERS · CAREER HANDBOOK
By Md Saleheen Akhtar ·— Author, Fund Raiser CFF -USA, Researcher on Human Behaviour & Mind Manipulation &  Business Consultant · Founder, Zoovi Con-serv



📘 My First Job — A Beginner’s Guide to Thriving in Your First Company

Practical scripts · 30–90 day plans · customer-support call flows · mindset shifts

Hook: Start your first job like a pro — not by chance. Learn the exact scripts, routines and mental hacks that turn anxious freshers into confident performers within 30 days. (Real workplace-tested strategies.)

Actionable scripts 30–90 Day Plans Customer call-flow templates Stress-busters & journal
Kindle price, formats and availability vary by region. Available worldwide on Amazon Kindle & Gumroad.
What you'll get:
  • Real-life call scripts & 4 standard call-flow templates.
  • 30-day & 90-day success plans to map growth quickly.
  • Quick checklists for ethics, emails and stress management.
  • Bonus: Customer temperament quiz + First-Job Journal templates.
Perfect for fresh graduates, entry-level customer service staff, trainees and early-career professionals.
Includes appendices: 20+ ready scripts
Practical — not theoretical
Built from industry training experience
Immediate, daily actions you can apply

🤝 My Fintech Affiliations & Collaborations

Empowering individuals and businesses through trusted fintech partnerships.


GROMO – Digital Financial Products

Partnering with GROMO, a next-gen financial platform enabling distribution of 100+ financial products — insurance, loans, credit cards, and more.


Turtlemint Pro – Insurance Advisory Tech

Collaborating with Turtlemint Pro, a leading multi-insurer platform offering free training, real-time dashboards, and personalized advisor tools.


InvestKraft – End-to-End Financial Solutions

Partnering with InvestKraft, a digital fintech ecosystem for investments, loans, and insurance products, driving accessible financial inclusion.


Google Maps – Local Guide Contributor

Contributing as a Google Maps Local Guide to help communities discover verified places, honest reviews, and local gems that matter.

*Affiliate & collaboration links — I may receive a commission at no extra cost to you. These partnerships help empower financial awareness and opportunities.*

Google Maps – Local Guide Contributor

Proud to contribute as a Google Maps Local Guide, sharing real reviews, photos, and insights to help communities explore smarter and support local businesses.

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